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 Prevent Credit Card Fraud


Credit card fraud is one of the easiest forms of identity theft.. All that a crook needs is your credit card number, name, and address, and you just might become an identity theft victim. 

Remember the following: 

        -Keep track of all credit card receipts. Some have your credit card number printed on them-an easy target for a criminal. 
        -Always check credit card statements carefully for fraudulent charges. 
        -Destroy unwanted credit card offers. You can also request that the three name to credit bureaus not sell your name to credit card companies by calling 888-5OPTOUT (567-8688
        -Shred all sensitive documents before throwing them in the trash. 
        -Activate new cards upon receipt and shred or cut up expired cards before disregarding. 
        -Review your credit report annually by requesting one free of charge from all three credit bureaus at www.annualcreditreport.com

Insurance Fraud:

        -
Insurance fraud is an attempt to obtain money from insurance companies by arranging a loss or falsifying information on claims applications. Fraud includes false claims for injuries, arson for profit, or false/international auto       theft & damage.
        

What effect does fraud have on me?

        -
Insurance fraud is estimated to be about 10-15% of the premium dollar, costing $18 billion each year. As fraud is reduced, claims costs decline, and savings can be passed on to policyholders. 

What is the legal penalty for insurance fraud?

        
-In most of its forms, insurance fraud is a felony. When caught, prosecuted, and found guilty, most perpetrators are required to make restitution; jail time is commonly imposed.

Fight Back Against Arson By Contracting:

          
-Georgia Insurance & Safety Fire Commissioner's Fraud Hotline (800) 656-2298
          -You may be eligible for a reward up to $10,000 for information leading to the arrest and conviction of person(s) responsible for arson:
                    Help Eliminate Arson Today-1-800-282-5804                                                                        

    
Posted 12:21 PM

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