• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | (770) 246-8300
Home
  • Home
  • About Us
    • About Us
    • Privacy Policy
    • Contact Us
  • Get A Quote
    • Auto Insurance
    • Builders Risk Insurance
  • Make A Payment
  • SMG24 Portal
  • Risk Management Center
  • Employee Navigator
    • Employee Navigator
    • Employee Navigator Login
  • Products
    • Business & Commercial Insurance
    • Construction Insurance
    • Errors and Omissions Insurance
    • Health Insurance
    • Medicare
    • Dental Insurance
    • Life Insurance
    • Auto Insurance
    • Homeowners Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • Flood Insurance
  • Employment Center
Auto Insurance AUTO Read More
Homeowners Insurance HOME Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Employee Benefits EMPLOYEE BENEFITS Read More
Builders Risk BUILDERS RISK Read More
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Life Quote Form

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

To get an indication on Term Life Insurance or Simplified Issue Life Insurance from one of our top carriers, please click the EMC National Life Logo to the right.

 

Facebook
Twitter
LinkedIn
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo
Tweets by @SMGINS

Resources

Home About Us Client Portal Employer Navigator Our Team Contact Us

Contact Us

Insurance Company
  • 33 Buford Village Way Suite 329
  • Buford, GA 30518
  • P: 770-246-8300
  • E: info@smginsurance.com
© Copyright. All rights reserved.
Powered by Insurance Website Builder